Medicare mistakenly told Mr. S that he was entitled to a Part B Special Enrollment Period.
Mr. S had health insurance under his wife’s retiree group health plan.
Mr. S enrolled in Medicare Part A when he turned 65 and was told by an 800-MEDICARE representative that he did not need to enroll in Part B at that time since his wife's retiree plan sufficiently covered his needs. He assumed he could enroll in Part B without penalty when and if his wife’s retiree coverage ended.
When his wife’s retiree coverage ended, he tried to enroll in Part B. Social Security informed him that he would have to wait to enroll between January and March during the General Enrollment Period and be without Part B coverage until the following July. He would also have to pay a premium penalty for late enrollment.
What To Do:
For more information on when to enroll into Medicare Part B, please click here.