Question and Answer

I am 62 years old. Can I get Medicare if my spouse is over 65?

Question: 
I am 62 years old. Am I eligible for Medicare if my spouse is over 65 and enrolled in Medicare?

Answer:
No. Even if your spouse is 65 and enrolled in Medicare, you cannot enroll until you are 65 unless:

  • You have a disability and have been receiving Social Security Disability Insurance or railroad disability annuity checks for total disability for more than 24 months; OR

  • You are a railroad worker entitled to benefits based on an occupational disability, have been granted a disability freeze, and a certain period of time has passed; OR

  • You get continuing dialysis for permanent kidney failure (End-Stage Renal Disease or ESRD), or you have had a kidney transplant; OR

  • You have been diagnosed with amyotrophic lateral sclerosis (ALS), commonly known as Lou Gehrig's Disease.

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