Question and Answer

I am 62 years old. Can I get Medicare if my spouse is over 65?

I am 62 years old. Am I eligible for Medicare if my spouse is over 65 and enrolled in Medicare?

No. Even if your spouse is 65 and enrolled in Medicare, you cannot enroll until you are 65 unless:

  • You have a disability and have been receiving Social Security Disability Insurance or railroad disability annuity checks for total disability for more than 24 months; OR

  • You are a railroad worker entitled to benefits based on an occupational disability, have been granted a disability freeze, and a certain period of time has passed; OR

  • You get continuing dialysis for permanent kidney failure (End-Stage Renal Disease or ESRD), or you have had a kidney transplant; OR

  • You have been diagnosed with amyotrophic lateral sclerosis (ALS), commonly known as Lou Gehrig's Disease.

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