Will my Medigap policy cover mental health care?

Question: 
I've been told Medicare covers only 55 percent of the Medicare-approved amount for mental health services. Do Medigap policies cover the remaining 45 percent or do they only cover the usual 20 percent?

Answer:
All Medigap policies (insurance you buy to fill gaps in Medicare) cover the remaining 45 percent of the Medicare-approved amount for outpatient mental health services.

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