Am I eligible for Medicare if I am 65 or over?

Section I.b. Medicare Eligibility
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When you turn 65, you become eligible for Medicare if you:

  • Collect or qualify to collect Social Security or Railroad Retirement benefits  

                                    or

  • You are a current US resident and either 
    • A US citizen or
    • A permanent US resident having lived in the US for 5 continuous years before you apply for Medicare

How you enroll at age 65 depends on whether or not you are already receiving Social Security retirement benefits or Railroad Retirement benefits.

How much you have to pay for your Medicare coverage depends on your work history (if and how long you have paid Medicare taxes). Everyone has to pay a monthly premium for their medical insurance (Part B). Most people with Medicare get their hospital insurance (Part A) premium-free.

For questions regarding Medicare eligibility, call the Medicare Rights Center's free national helpline at 800-333-4114


Case Examples
Mrs. H does not have enough working quarters to qualify for premium-free Medicare Part A.

Related Questions
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GO TO
Am I eligible for Medicare if I am under 65?

Getting Medicare when you turn 65

Enrolling in Medicare if you are turning 65 and do not receive Social Security or Railroad Retirement benefits

Government programs that can help pay for health care and prescription costs

How much does it cost each month for me to have Original Medicare?

 
LINKS
MyMedicare.gov: Access your Medicare information

 
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