If you choose to enroll in a Medicare private health plan (like an HMO or PPO) or a drug plan (Part D), it is best to call 800-MEDICARE. While you can enroll by calling the plan directly, it is best to call the Medicare hotline to reduce the risk of administrative error.

Before you enroll in any Medicare private health plan, you need to make sure it covers the doctors, hospitals and pharmacies you prefer to use and the medications you take at a cost you can afford. Each plan has its own rules, costs and restrictions. If you are joining a Medicare private drug plan, make sure it covers your prescriptions and is accepted at your preferred pharmacies.

To find out more about your Medicare coverage options, click on the link in the GO TO box.

To learn about questions you should ask before joining a Medicare private health or drug plan, click on the links in the GO TO box.