Will Original Medicare cover all health care services and costs?
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Last Update: December 09, 2008
- Original Medicare does not cover all health services—but focuses on those that are considered critically necessary to keeping you healthy.
To learn about which services Medicare does and does not cover, click on the link in the GO TO box.
- It is a good idea to have supplemental insurance, or your out-of-pocket costs with Original Medicare can be very high. You may get supplemental insurance, for example, from an employer or a “Medigap” policy that works specifically with Original Medicare. Supplemental coverage allows you to keep the flexibility of Original Medicare.
To learn how to fill gaps in Medicare and get help paying for costs Medicare does not cover, click on the link in the GO TO box.
- Original Medicare does not include Part D, the Medicare drug benefit. If you want Medicare drug coverage, you will need to sign up for a standalone Part D plan, for which you must pay an additional premium.
To learn more about your Medicare coverage options, click on the link in the GO TO box.