Original Medicare Costs

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What will it cost me to have Original Medicare in 2015?

As January approaches, you may begin thinking about your Medicare costs in 2015. The costs listed below reflect the prices you will pay for Original Medicare beginning January 1, 2015.

For Part A, each month (in 2015) you will pay:

  • Nothing if you or your spouse worked and paid Medicare taxes for 10 years or more
  • $224 if you or your spouse worked and paid Medicare taxes for 7.5 to 10 years
  • $407 if you or your spouse worked and paid Medicare taxes for fewer than 7.5 years

For Part A, (in 2015) your coinsurance will be:

  • $0 for days 0-60 each benefit period. A benefit period begins the day you start getting inpatient care. It ends when you’ve been out of the hospital or skilled nursing facility for 60 days in a row.
  • $315 each day for days 61-90 each benefit period
  • and $630 per day for days 91-150 (lifetime reserve days—total of 60 lifetime reserve days which are non-renewable)

For Part A, (in 2015) your deductible will be:

  • $1,260 each benefit period

For Part A, (in 2015) your skilled nursing facility (SNF) stay coinsurance will be:

  • $0 for days 0-20 each benefit period
  • $157 per day for days 21-100 each benefit period

For Part B, (in 2015) your deductible will be:

  • $147 each year

For Part B, each month (in 2015) you will pay:

If your income is at or below $85,000 ($170,000 for couples).

  • A $104.9 standard premium each month for people with Medicare Part B

People with high incomes have a higher Part B premium.


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