Medicare Part A coverage

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Medicare Part A helps you pay for:

  • Inpatient hospital care for up to 90 days each benefit period, plus 60 lifetime reserve days in a general hospital. It also covers up to 190 lifetime days in a Medicare-certified specialty psychiatric hospital.
  • Skilled nursing facility (SNF) care for up to 100 days each benefit period. To qualify, you must have been in the hospital for at least three consecutive days in the 30 days before admission and need skilled nursing services seven days a week, or physical, occupational or speech therapy services five days a week.
  • Home health care for up to 100 days. To qualify, you must have been in the hospital for at least three days in the 14 days before receiving care and be homebound.
    Note: You can get coverage for home health care without a hospital stay through Medicare Part B. 
  • Hospice Care for as long as your doctor certifies you need care. To qualify, a doctor must certify that you are terminally ill and have a life expectancy of six months or less.

Case Examples
After being in a VA hospital, Mr. F wanted to transfer to a Medicare-certified facility.

Ms. Z needed more than 100 days of skilled nursing facility care.

Mr. D was worried that his father-in-law might need Part B to cover rehabilitative care in a nursing facility.

Related Questions
Can my state give me more rights and protections than federal law regarding Medigap plan enrollment?

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Medicare coverage of inpatient hospital care

Medicare coverage of skilled nursing facility (SNF) care

When Medicare pays for home health care

Medicare coverage of hospice care

Filling gaps in Medicare coverage and getting help with Medicare costs

LINKS -- Original Medicare Coverage Information Finder

National Directory of Medicare Regional Carriers and Intermediaries National A/B MAC Information

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