How do I save money with a Medicare Savings Program?

Question 4 of 5 (use "Last" or "Next" buttons to see more)
Last Update: December 12, 2008

It depends on which program you are enrolled in.

QMB:

    Your Medicare Part B monthly premium will no longer be deducted from your Social Security check. If you have to pay Part A premiums because you do not have 10 years of documented work history in the US, QMB will pay the Part A premium for you.
    AND
    You should not have to pay anything to see a doctor who participates in Medicare or Medicaid or is in your Medicare private health plan’s network. By law, these doctors are not allowed to charge you anything for a service, whether you are in Original Medicare or a Medicare private health plan (Medicare Advantage). If your provider bills you incorrectly, you should call your local State Health Insurance Assistance Program (SHIP).
    Find your local SHIP’s contact information in the LINKS box.

SLMB or QI:

    Your Medicare Part B monthly premium will no longer be deducted from your Social Security check.

    If you enroll in a Medicare Savings Program, you will also automatically get Extra Help, the federal program that helps pay most of your Medicare prescription drug costs (Part D).

    For more information about Extra Help and MSPs, click on the links in the GO TO box.
    To find government information about Extra Help, click on the link for Social Security in the LINKS box.

For more information about MSPs, contact your Medicaid office or your State Health Insurance Assistance Program (SHIP). For Medicaid and SHIP contact information, click on the links in the LINKS box.

For more information about government programs and hospitals and health care facilities that offer care at a reduced cost, click on the link in the GO TO box.

For information about programs that can help with your prescription drug costs, click on the link in the GO TO box.


Case Examples
Ms. L qualified for a Medicare Savings Program but never received the benefit.

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GO TO
Is there anything I should know about enrolling in the Medicare prescription drug benefit (Part D) if I receive Supplemental Security Income (SSI) or am enrolled in a Medicare Savings Program (MSP)?

Could I be eligible for a government program other than Medicaid to help with my health care costs (Medicare Savings Programs)?

Are there any hospitals or health facilities that offer care at a reduced cost?

Help paying for the Medicare drug benefit for people with low incomes (Extra Help)

 
LINKS
Social Security Extra Help Application

State Medicaid Programs

 
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