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How do I apply for Extra Help to pay for Medicare's prescription drug benefit?

Section VIII.e. "Extra Help" Paying for the Medicare Prescription Drug Benefit
Question 2 of 6 (use "Last" or "Next" buttons to see more)
Last Update: November 23, 2009

If you do not have Medicaid, Supplemental Security Income or a Medicare Savings Program, you can apply for help paying for your Medicare drug benefit through the Social Security Administration using either the agency's print or online application. This application can also enroll you in the Medicare Savings Program, which helps pay your Medicare costs. To be sure you get all the benefits you qualify for, complete the entire Extra Help application, even if you do not think you qualify for Extra Help.

You will also be able to apply for Extra Help at your local Medicaid Office. If you apply at your local Medicaid office, counselors there will check to see if you qualify for other assistance programs, such as a Medicare Savings Program.

Local Medicaid offices will also be able to enroll you in Extra Help.

Even if you qualify for Extra Help in paying for Medicare drug costs, you must choose a private plan offering Medicare drug coverage in your area in order to get the Medicare prescription drug benefit.

If you become eligible for Extra Help, you will be given a Special Enrollment Period to enroll in a Medicare private drug plan (Part D). You will not have to pay a Part D premium penalty, even if you enroll in a Medicare private drug plan after you were first eligible. With Extra Help, you will also be able to change your Medicare drug plan once a month.

Part D Special Enrollment Periods (SEP) Chart

If your application for Extra Help is denied, or you disagree with the award, you can appeal.

You should make an appointment for a hearing with Social Security. The hearing will be conducted by phone. You can make the appointment either by

Collect any documentation you have that shows why you do qualify. Have it ready for your hearing.


This information was provided by the Medicare Rights Center (MRC), the largest independent source of health care information and assistance in the United States for people with Medicare. Founded in 1989, MRC is a nonprofit organization that helps older adults and people with disabilities get good, affordable health care. You can learn more about MRC at www.medicarerights.org.
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