What is a Medigap?

July 31, 2023

Dear Marci,

I’m enrolling in Medicare soon and am confused about Medigaps. Can you explain what these are?

-Julia (New York, NY)

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How does Medicare cover ambulance rides?

July 3, 2023

Dear Jiha,

Can Medicare help with transportation even if there’s no medical emergency? I’m hoping to better understand Medicare’s coverage of ambulance rides.

-Jiha (Baltimore, MD)

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Do I qualify for Extra Help?

June 5, 2023

Dear Marci,

My friend mentioned they save money on their prescriptions through a program called Extra Help. How can I find out if I qualify for this program?

-Frank (Omaha, NE)

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How should I prepare for a doctor’s appointment?

April 24, 2023

Dear Marci,

I usually get very nervous before my doctor’s visits. My doctors are wonderful, but medical appointments have always felt overwhelming to me, and I forget to ask the questions I wanted to ask. How should I prepare for appointments and make the most of my time with my doctors?

-Vinnie (Phoenix, AZ)

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Does Medicare cover second opinions?

April 10, 2023

Dear Marci,

My doctor is recommending I get surgery. I do trust them but I want to get another opinion before agreeing to something so big. Will Medicare cover a second opinion, even if another doctor recommends the same thing?

-Rana (El Paso, TX)

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Does Medicare consider me homebound?

March 27, 2023

Dear Marci,

I learned that Medicare may cover home health care for people who are homebound. How do I know if I am considered homebound?

-Alejandro (Madison, WI)

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Does Medicare cover home health care?

March 13, 2023

Dear Marci,

I’m in the hospital after surgery and am getting ready to go home. I think it will be difficult to get around or leave my house for appointments and physical therapy, though. Will Medicare cover physical therapy in my home?

-Wallace (Buffalo, WY)

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How do I enroll in Medicare when I retire

February 28, 2023

Dear Marci,

I didn’t enroll in Medicare when I turned 65, because I was still working and covered by my employer health insurance. Now I’m retiring at age 67 and have missed my Initial Enrollment Period. How do I enroll?

-Loretta (Tampa, FL)

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How do I enroll in Medicare after being incarcerated?

February 13, 2023

Dear Marci,

My dad is 67 and was released from prison at the beginning of February. He didn’t enroll in Medicare when he turned 65 while he was incarcerated, so now he is back home and without health insurance. How should he enroll in Medicare now? Will he owe a late enrollment penalty?

-Abigail (Fort Wayne, IN)

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