First, think about what kinds of assistance your loved one really needs and make a list. Then brainstorm the immediate options.

Are there relatives or friends that could drive your loved one to doctors’ appointments? Would a retired neighbor volunteer to prepare an occasional meal or change a light-bulb? Is there a young-adult grandchild who could move in and help out in exchange for free room and board?

Your loved one may also be eligible for programs that cover home health services such as the Program for All-Inclusive Care for the Elderly (PACE), state-sponsored home health care programs, or Medicaid.

Then do research. Volunteer and commercial organizations may offer health care, personal care and custodial care services in your area at low or reduced costs.