Eligibility for Medicare Savings Programs (MSPs) expanded for New Yorkers in 2023. MSPs pay for your monthly Medicare Part B premium and may provide other cost assistance.
If you live in New York and have a limited income, you may be eligible to receive help with your health care costs through an MSP.
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Get Help Applying for Medicare Cost-Savings Programs
If you live in New York, the Medicare Rights Center can help you enroll in various Medicare cost-savings programs. Please answer a few questions to see if we can connect you with a trained benefits enrollment counselor.
Contact your local State Health Insurance Assistance Program
Each state offers a SHIP, partly funded by the federal government, to give you free counseling and assistance. A SHIP counselor may be available by phone or in person.
Visit www.shiptacenter.org to find your local SHIP office.
Contact your local State Health Insurance Assistance Program
Based on the information you provided, you do not appear to be eligible for Medicare cost-saving programs.
Each state offers a State Health Insurance Assistance Program (SHIP), partly funded by the federal government, to give you free counseling and assistance. A SHIP counselor may be available by phone or in person.
Visit www.shiptacenter.org to find your local SHIP office.
You are on your way!
A trained counselor from the Medicare Rights Center will be in touch in the next 3-5 business days to discuss your options.
Click here to learn more about the various Medicare cost-savings programs.
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The table below includes the eligibility limits for the MSP in 2024.
| 2024 New York gross monthly income limits | |||
| Program | |||
| Individuals | Couples | ||
| QI | $2,355 | $3,189 | |
| QMB | $1,752 | $2,371 | |
| Back | |||
These limits are based on the 2024 federal poverty level (FPL) and include a standard $20 disregard. In 2023, the QMB limit increased from 100% FPL to 138% FPL. SLMB has been eliminated. QI increased from 135% FPL to 186% FPL.
Note: The income and asset limits for Medicaid also increased in 2023.
If you meet the income limits above, the Medicare Rights Center can help you apply for an MSP. Call 800-333-4114 for more information or to apply. If your income is close to the limit, it is often worth applying.