If you require health services at a reduced cost, there are two types of facilities that may be able to help.

  1. There are hundreds of government-funded health centers around the country that provide medical care regardless of your ability to pay. These clinics are generally run by the Human Resources and Services Administration (HRSA). You may hear them referred to as HRSA Health Centers. They may also be called:
    • Federally Qualified Health Centers (FQHCs)
    • FQHC look-alikes
    • Migrant Health Centers
    • Health Care for the Homeless Program Centers
    • Public Housing Primary Care Centers
    • Or, Tribal Organization-run Outpatient Health Programs

People with Medicare are eligible to receive services from these government-funded health centers. The health centers provide Medicare-covered medical services as well as some preventive services that Medicare does not cover.

A unique advantage of government-funded health centers is that they may waive the Part B deductible. Additionally, these clinics may waive or reduce the 20% coinsurance for Medicare-covered services if your annual income is at or below the federal poverty level ($12,880 for an individual, $17,420 for a couple in 2021). Some government-funded health centers may also provide dental services. For more information, contact your State Health Insurance Assistance Program (SHIP).

  1. The Hill-Burton program offers free or reduced cost care at Hill-Burton facilities. Most states have the Hill-Burton program. Each facility chooses which services it will provide, and at what (if any) cost. Services that are fully covered by other types of insurance (like Medicare or Medicaid) are not eligible for Hill-Burton coverage. The Hill-Burton program will not cover Medicare cost-sharing. However, it will cover Medicaid copayments, except long-term care facility care, as well as Medicaid spend-down amounts.

Eligibility for the Hill-Burton program is based on your income and family size. You may apply for Hill-Burton assistance before or after you receive care, or after a bill has been sent to collections. To apply, call the Admissions, Business, or Patient Accounts office at a Hill-Burton facility.

Get Help Applying for Medicare Cost-Savings Programs

If you live in New York, the Medicare Rights Center can help you enroll in various Medicare cost-savings programs. Please answer a few questions to see if we can connect you with a trained benefits enrollment counselor.

Contact your local State Health Insurance Assistance Program

Each state offers a SHIP, partly funded by the federal government, to give you free counseling and assistance. A SHIP counselor may be available by phone or in person.

Visit www.shiptacenter.org to find your local SHIP office.

Contact your local State Health Insurance Assistance Program

Based on the information you provided, you do not appear to be eligible for Medicare cost-saving programs.

Each state offers a State Health Insurance Assistance Program (SHIP), partly funded by the federal government, to give you free counseling and assistance. A SHIP counselor may be available by phone or in person.

Visit www.shiptacenter.org to find your local SHIP office.

You are on your way!

A trained counselor from the Medicare Rights Center will be in touch in the next 2 business days to discuss your options.

Click here to learn more about the various Medicare cost-savings programs.

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