Scroll down to find the interactive Medicare Roadmap.

Whether you’re coming to Medicare for the first time, or reviewing how you currently receive Medicare benefits during Fall Open Enrollment (October 15-December 7 of every year), you must choose how you get your Medicare coverage.

You can receive Medicare benefits in one of two ways:

  • Original Medicare: Medicare provided directly by the federal government. If you have Original Medicare, you use a red, white, and blue benefit card when you go to the doctor or hospital.
    • Some people with Original Medicare also purchase Medigap policies to supplement their health costs. Medigap policies only work with Original Medicare.


  • Medicare Advantage Plan: Medicare provided through a private insurance company. Medicare Advantage Plans are also known as Medicare private health plans, Medicare HMOs, Medicare PPOs, or Medicare Part C. Remember, if you have Medicare Advantage, you still have Medicare. You just receive your benefits in a different way. Medicare Advantage Plans must cover all services that Original Medicare covers, but can do so with different costs.

If you would like to get the Medicare drug benefit (Part D), you must choose Medicare drug coverage that works with your Medicare health coverage.

Use the tool below to get more information about Medicare Choices. With this tool you will learn about the costs, drug coverage, provider networks and coverage rules associated with each Medicare choice.

Use this fact sheet to help you understand more about Medicare choices.

As a trusted user of the Medicare Rights Center’s services, we also hope that you can take a few moments to fill our short Medicare Roadmaps survey.