Mr. B turned 65 in December 2011 and retired from his job in August 2012. The month after he retired, a friend told him that he missed his chance to enroll in Medicare and would have to pay a big penalty.

What To Do:

Mr. B called the Social Security Administration (800-772-1213) and learned that, he was still in his Part B Special Enrollment Period (SEP). The representative at Social Security told him he has 8 months from the time he retired to enroll in Medicare without penalty. Therefore, he has until April 30, 2013 to enroll into Medicare Part B without any penalties or delays in coverage. For more information on when to enroll into Medicare Part B, please click here.

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